@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;600;700;800&display=swap');
:root{--ink:#14233b;--muted:#52647b;--bg:#f5f8fc;--teal:#007f83;--mint:#d9f4ed;--line:#dce6ee;--white:#fff;--gold:#f7c86a}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.7 'DM Sans',Arial,sans-serif}h1,h2,h3,.brand{font-family:Manrope,Arial,sans-serif;line-height:1.22}a{color:var(--teal)}.wrap{max-width:1160px;margin:auto;padding:0 22px}.top{background:#10253c;color:#e5f5f7;font-size:13px;padding:8px 0;text-align:center}.header{background:white;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:76px}.brand{text-decoration:none;color:var(--ink);font-size:23px;font-weight:800;letter-spacing:-1px}.brand span{color:var(--teal)}.menu{display:flex;gap:20px;flex-wrap:wrap}.menu a{text-decoration:none;font-size:14px;font-weight:700;color:var(--ink)}.menu a:hover{color:var(--teal)}.hero{background:linear-gradient(125deg,#102b43,#124b58);color:#fff;padding:85px 0 90px}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;align-items:center;gap:55px}.eyebrow{display:inline-block;font-weight:800;text-transform:uppercase;letter-spacing:1.8px;font-size:12px;color:#77e0ce}.hero h1{font-size:clamp(36px,5vw,60px);letter-spacing:-2.5px;margin:15px 0 20px}.hero p{color:#d4e7eb;max-width:620px;font-size:18px}.btn{display:inline-block;text-decoration:none;background:#5de0c6;color:#092b35;padding:13px 22px;border-radius:9px;font-weight:800;margin-top:14px}.hero-card{background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.22);padding:30px;border-radius:22px;backdrop-filter:blur(5px)}.metric{padding:15px 0;border-bottom:1px solid #ffffff35}.metric:last-child{border:0}.metric strong{display:block;font-size:22px;color:#fff}.metric small{color:#c6e2e5}.section{padding:70px 0}.section.white{background:white}.section h2{font-size:clamp(26px,3.4vw,39px);letter-spacing:-1.1px;margin:0 0 14px}.intro{max-width:710px;color:var(--muted);margin-bottom:28px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{display:block;text-decoration:none;color:inherit;background:white;border:1px solid var(--line);border-radius:17px;padding:28px;box-shadow:0 10px 30px #14233b08;transition:transform .2s}.card:hover{transform:translateY(-4px)}.card h3{margin:12px 0;font-size:20px}.card p{color:var(--muted);margin:0}.number{color:var(--teal);font-size:13px;font-weight:800;letter-spacing:2px}.notice{margin:36px auto 0;background:#ecf9f5;border:1px solid #9cdacb;border-left:6px solid #007f83;border-radius:14px;padding:26px 30px}.notice h2,.notice h3{font-size:21px;margin:8px 0}.notice p{margin:9px 0;color:#26485a}.notice strong{color:#113c44}.tag{font-size:12px;font-weight:800;letter-spacing:1px;color:#006e71;text-transform:uppercase}.article{max-width:850px;margin:auto;background:white;border:1px solid var(--line);padding:40px;border-radius:18px}.article h1{font-size:42px;letter-spacing:-1.2px}.article h2{margin-top:32px;font-size:25px}.article p,.article li{color:#405369}.article ul{padding-left:22px}.footer{background:#10253c;color:#d5e4ec;padding:48px 0 20px}.footer a{color:#d5e4ec;text-decoration:none}.footer h3{color:white}.footgrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:35px}.copyright{border-top:1px solid #ffffff25;margin-top:32px;padding-top:16px;font-size:13px;color:#9fb5c2}.pill{display:inline-block;padding:5px 11px;border-radius:100px;background:#e2f5f0;color:#007578;font-size:12px;font-weight:800}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.step{padding:25px;border-radius:14px;background:#edf5f8}.step strong{font-size:27px;color:var(--teal)}@media(max-width:800px){.nav{flex-direction:column;align-items:flex-start;padding-top:15px;padding-bottom:15px}.menu{gap:12px}.hero-grid,.cards,.footgrid,.steps{grid-template-columns:1fr}.hero{padding:55px 0}.article{padding:24px}.article h1{font-size:32px}.section{padding:48px 0}}